Benefits
- 5-star Mortgage Loan Officers on Zillow.com
- Local underwriting and processing of your loan
- Fast approvals and closings
- Local servicing of conventional mortgages
- Low fees and competitive rates save you money
Account Descriptions
Whether you’re purchasing your very first home or interested in refinancing your current one, Pathways has the product to make your home ownership goals a reality.
- Carry the same interest rate for the life of the loan – the most popular type of home loan
- Terms up to 30-years available
- Down payment requirements as little as 3%
- Predictable monthly payments
- Low, competitive interest rates
A great option for those who want a lower monthly payment initially but anticipate being able to afford higher payments in the future or those who plan to sell or refinance their home within the fixed period.
- Low, competitive interest rates
- Start with a fixed interest rate for a set period of time, then adjusting when interest rates change over the life of the loan
- Ask us about our popular 7/1 ARM!
- NO CLOSING COSTS to refinance under this program*
- Lower your interest rate and potentially your monthly payment
- Reduce the amount of time owed on your mortgage
*No closing costs due at the time of application. Existing Pathways loans: closing cost fee of $1,025 charged for all Pathways mortgage loans refinanced to a lower rate under this program.
Pathways offers FHA (Federal Housing Administration) and VA (Department of Veterans Affairs) loans.
- Low or no down payment options
- Flexible credit requirements
Contact a Specialist
Contact us to learn more about how we can help you!
-
Cristina Gil
Mortgage Loan Officer - NMLS# 562186614-276-6589 ext. 1245 -
Laura Gates
Mortgage Loan Officer - NMLS# 587097740-363-4646 ext. 1345