Aug
31

Why Roth IRA Conversions May Now Be Advantageous

Thanks to a couple of factors, some investors are thinking about this move before 2020 ends.   Provided by Chris Bright, Senior Financial Advisor, Pathways Retirement & Investment Services Roth IRAs have attracted retirement savers since their introduction in 1998. They offer the potential for tax-free retirement income, provided Internal Revenue Service rules are followed….

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Aug
27

When Does it Make Sense to Pay a Bill with a Credit Card?

Credit cards and debit cards both offer incredible convenience. With just a quick swipe or a linked account, a payment can be instantly processed. It seems like a no-brainer to use that convenience for taking the hassle out of paying bills. But, is it a smart idea to pay monthly bills with a credit card…

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Aug
6

My Savings Has Been Wiped Clean; How Can I Replenish it?

  Q: The last few months have been really tough on my finances, and I’ve been forced to use my savings for getting by. My emergency fund and savings account are basically zero. Now that my financial situation is starting to improve, I’d like to start building these up again, but it’s all so overwhelming….

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Jul
23

Beware of Back-to-School Tuition Scams

Back-to-school season means a flurry of shopping — and a flurry of scams. Scammers know that students and their parents are caught up in a frenzy of preparations and errands and are, therefore, more likely to fall victim to schemes. As you get ready for school, look out for these scams targeting college students and…

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Jul
1

All You Need to Know About Student Loan Changes During COVID-19

With unemployment levels rising and many employers cutting work hours, lots of college grads are now struggling to meet their student loan payments. Thankfully, the federal government has passed legislation to ease this burden. Unfortunately, though, many borrowers are confused about the terms and conditions of these changes. Here’s all you need to know about…

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Jun
19

Got a question? We have the answers!

                Got questions? We have the answers for you! Navigating your financial path can sometimes be a complicated experience, especially if you’re just getting started. Pathways and Incenta have solutions in place to help get you in the direction you need to go if you’re feeling lost, no…

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May
29

Protect Yourself From The Money Mule Scam

In a time of uncertainty during the COVID-19 pandemic, the last thing you need to worry about is keeping yourself and your money safe from fraud. Scammers may try to use you to move stolen money. If you help them, you could be what law enforcement calls a money mule. How Do People Become Money…

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May
19

House Passes HEROES Act

    The House of Representatives passed a $3 trillion stimulus bill on Friday, May 15, with a 208-199 vote. The more than 1,800-page legislation, dubbed the Health and Economic Recovery Omnibus Emergency Solutions Act (Heroes Act), would provide another stimulus check to qualifying Americans, extend unemployment benefits, and provide relief to homeowners, among other…

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