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Debt Cancellation


We know protecting your family and assets is extremely important to you. As a Credit Union that is always looking out for our members' best interests, we pride ourselves in offering extra protection on our loan products. Whether you want Life, Disability, or both, we've got you covered! Be sure to talk to a loan officer about these add-on services for more information or to sign up for that extra piece-of-mind.

Disability Protection
As an additional benefit, eligible members may purchase disability protection for a nominal fee. After 14 consecutive days of disability, on the 15th day of disability coverage starts, with the maximum monthly payment, regardless of actual payment due, is $600. Home equity protection is $600, regardless of actual payment, for a maximum benefit period of 1-year.

Life Protection
Protect your assets with Life Protection through Incenta FCU. Maximum protection, regardless of loan balance, is $30,000.Members may also purchase up to $10,000 protection on home equity loans.

  Englewood (Main Office)

175 West Wenger Road
Englewood, Ohio 45322
(800) 678-4943
(937) 223-4943
Dayton Branch

2300 Edwin C. Moses
Dayton, OH 45417
(800) 861-9767
(937) 223-9445
Aberdeen Branch

1100 US. Route 52
Aberdeen, OH 45101
(800) 678-2640
(937) 795-2640
Olympic Office

2231 Olympic Drive
Springfield, OH 45503
(800) 678-1396
(937) 390-1396
Lagonda Branch
 
1345 Lagonda Avenue
Springfield, OH 45503
(800) 678-1396
(937) 521-1164
 
*APR=Annual Percentage Rate. Actual Rate dependent on applicant credit, age of auto, loan amount and/or loan term. Rates subject to change.
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