Rates
Loans | Mortgage | Savings | Certificates
| Vehicle Loans (1998-New Models) |
Loan Amount
|
APR* As low as
|
Term |
| Vehicles (1998-New Models) |
<$5,000
|
As low as 5.25%
|
24 |
| Vehicles (1998-New Models) |
>$ 5,000
|
As low as 3.75%
|
36 |
| Vehicles (1998-New Models) |
>$10,000
|
As low as 4.00%
|
48 |
| Vehicles (1998-New Models) |
>$15,000
|
As low as 4.25%
|
60 |
| Vehicles (1998-New Models) |
>$20,000
|
As low as 4.50%
|
72 |
| Vehicles (1998-New Models) |
>$30,000
|
As low as 4.75%
|
84 |
|
Rates are quoted as of September 2, 2010 and are subject to change.
(Receive an additional 1/4% APR Discount
when you pay your AUTO or RV loan using Direct Pay!)
(Receive additional 1/4% APR discount off Auto & RV Loan Rates with 20% Down)
New Vehicles - 100% Financing of Purchase Price including tax and title
Used Vehicles 90% Financing (NADA RETAIL VALUE)
All rates based on credit worthiness.
|
| Loans |
Rates As low as
|
APR* As low as
|
Term |
| Signature (Closed-end) |
As low as 8.00
|
As low as 8.00
|
36 |
| Signature (Open-end) |
As low as 10.00
|
As low as 10.00
|
36 |
| Stock - 75% of Market |
As low as 4.90
|
As low as 4.90
|
36 |
| Stock - 75% of Market |
As low as 5.40
|
As low as 5.40
|
48 |
| Stock - 75% of Market |
As low as 5.90
|
As low as 5.90
|
60 |
| Stock - 50% of Market |
As low as 4.40
|
As low as 4.40
|
36 |
| Stock - 50% of Market |
As low as 4.90
|
As low as 4.90
|
48 |
| Stock - 50% of Market |
As low as 5.40
|
As low as 5.40
|
60 |
| Home Equity Line of Credit (Variable)*** |
As low as 4.00
|
As low as 4.00
|
n/a |
| RV'S = ATV's, SNOWMOBILES, PERSONAL WATERCRAFT, MOTORCYCLES, BOATS, CAMPING TRAILERS, TRAVEL TRAILERS AND MOTOR HOMES |
20% Down Payment
on RVs lowers below rate
by 1/4%
New Finance = 100% of Purchase Price
Used Finance = 90% of NADA Retail
|
|
|
| RV's (Up to $20,000) |
As low as 5.75
|
As low as 5.75
|
up to 48 |
| RV's ($20,001-$50,000) |
As low as 6.75
|
As low as 6.75
|
49-72 |
|
RV's ($50,001 & over)
|
As low as 7.75
|
As low as 7.75
|
73 -120
|
| Farm Equipment |
As low as 12.500 |
As low as 12.500
|
48 |
| Visa |
9.900
|
9.900
|
n/a |
|
Rates are quoted as of October 1, 2008 and are subject to change.
(Receive an additional 1/4% APR Discount
when you pay your AUTO or RV loan using Direct Pay!)
**72 Month New Vehicle Loan must be a minimum $20,000 loan.
***Current Home Equity rates apply for loans disbursed on or after Oct. 1, 2006. These rates are variable and are based on the New York Prime rate. They adjust the 1st of the month following a change in the New York Prime Rate.
Home Equity Loans disbursed prior to Oct. 1, 2006 are variable,
based on the New York Prime Rate and adjust at the start of the next quarter.
All rates based on credit worthiness. *APR = Annual Percentage Rate
Go To Loan Application | Go To Calculators | Back to Top
|
| Mortgage Rates |
Rates
|
APR*
|
|
Home Equity Line of Credit (Variable) - up to 80% LTV***
|
As low as 3.50
|
as low as 3.50
|
|
Home Equity Line of Credit (Variable) - 81-90% LTV***
|
As low as 3.75
|
As low as 3.75
|
|
1st Mortgage - 10 Year
|
3.625
|
3.625
|
|
1st Mortgage - 15 Year
|
3.75
|
3.75
|
|
1st Mortgage - 20 Year
|
4.00
|
4.00
|
|
01st Mortgage - 30 year
|
4.25
|
4.25
|
|
|
|
|
|
2nd Mortgage - 80% Appraisal (1-5 Years) - up to 80% LTV
|
As low as 5.00
|
As low as 5.00
|
|
2nd Mortgage - 80% Appraisal (6-10 Years)- up to 80% LTV
|
As low as 5.25
|
As low as 5.25
|
|
2nd Mortgage - 90% Appraisal (1-5 Years) - 81-90% LTV
|
As low as 5.50
|
As low as 5.50
|
|
2nd Mortgage - 90% Appraisal (6-10 Years) - 81-90% LTV
|
As low as 5.75
|
As low as 5.75
|
|
Rates are quoted as of September 1, 2010 and are subject to change.
***Current Home Equity rates apply for loans disbursed on or after Oct. 1, 2006. These rates are variable and are based on the New York Prime rate. They adjust the 1st of the month following a change in the New York Prime Rate.
Home Equity Loans disbursed prior to Oct. 1, 2006 are variable, based on the New York Prime Rate and adjust at the start of the next quarter.
(Receive an additional 1/4% APR Discount when you pay your Fixed-rate 2nd Mortgage loan using Payroll Deduction!)
Go To Loan Application| Go To Calculators| Back to Top
|
| Savings |
Rate
|
APY*
|
Term
|
| Regular Shares |
0.400 |
0.400 |
n/a |
| Checking |
0.250 |
0.250 |
n/a |
| Christmas Club |
0.400 |
0.400 |
n/a |
| Vacation Club |
0.250 |
0.250 |
n/a
|
|
Money Market (Tier 1 - $100,000.01 or more)
|
0.55
|
0.55
|
n/a
|
|
Money Market (Tier 2 - $50,000.01-$100,000.00)
|
.50
|
.50
|
n/a
|
|
Money Market (Tier 3 - $2,500.00 - $50,000.00)
|
.45
|
.45
|
n/a
|
| Certificates |
Rate |
APY* |
Term
|
| 91 Day Share Certificate |
.40 |
.40 |
3 |
|
26 Week Share Certificate
|
.51 |
.51
|
6
|
|
1 Year Share Certificate or IRA
|
.83 |
.83 |
12 |
| 18 Month Share Certificate or IRA |
1.00
|
1.01 |
18 |
| 30 Month Share Certificate or IRA |
1.39 |
1.40 |
30 |
| 3 Year Share Certificate or IRA |
1.59 |
1.60 |
36 |
| 4 Year Share Certificate or IRA |
1.98 |
2.00 |
48 |
| 5 Year Share Certificate or IRA |
2.23 |
2.25
|
60 |
|
Rates are quoted as of August 19, 2010 and are subject to change.
All savings accounts are insured up to $100,000 and IRA accounts are insured up to $250,000 by
the NCUA (National Credit Union Administration) and backed by the faith and credit of the United States Government.
*APY = Annual Percentage Yield
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|
|
