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Visa Balance Transfer 2017

Happiness is our VISA® Balance Transfer Offer!

Bundle up your credit cards and pay them off.

Incenta FCU can take those balances and transfer them to our Low Rate VISA® Platinum with Rewards and ZERO Balance Transfer Fee!

Offer subject to approval. Rates and terms subject to change. See IFCU representative for complete rate and fee disclosure. If you are applying for a credit card, you understand that the use of your card will constitute acknowledgment of receipt and agreement of the credit card agreement and disclosure. Federally Insured by NCUA. Equal Opportunity Lender.

Love My Car 2018

Loans For All Lifestyles

Drive Away with a No Fee Loan.

No Application Fees or Title Fees!

Love My Car. Love Incenta.

Loans subject to approval. Federally Insured by the NCUA. Equal Opportunity Lender.

Call, stop in your local branch or apply online today!

(937) 223-4943 | (800) 678-4943

Ask About VISA

Ask about our Incenta FCU VISA® Platinum with Rewards.

Our low rate card provides convenience and great benefits! Plus, with our Incenta VISA® Platinum with Rewards you will earn points for every dollar you spend to use on items that matter to you... merchandise, travel, car rentals and more!

Call or stop in your local branch to apply today!

Indirect Lending

Incenta Offers Auto Indirect Lending!

Shop any of the following dealerships and simply ask to finance through us. All paperwork will be handled at the dealership so you can drive off in your new or used vehicle even faster!

For your convenience, we are proud to partner with the following dealerships:

Barry's Chevrolet Buick - West Union
Beau Townsend Lincoln Ford - Vandalia
Beau Townsend Nissan - Vandalia
Bill Marine Honda - Springfield
Dave Dennis Chrysler, Jeep, Dodge - Dayton
Express Motors - Dayton
Hittle Buick, GMC Truck - Greenville
Jeff Schmitt Chevrolet - Fairborn/Miamisburg
Jeff Schmitt Mazda - Beavercreek
Jeff Schmitt Mitsubishi - Fairborn
Jeff Schmitt Nissan - Beavercreek
Joseph Airport Hyundai - Vandalia
Joseph Airport Toyota - Vandalia
Ken's Kars - Dayton
Kia of Dayton - Dayton
Subaru of Dayton - Dayton
Wagner Subaru - Fairborn
White Allen Chevrolet - Dayton
White Allen Honda - Dayton
Wyler Chevrolet, Toyota, Kia, Hyundai - Springfield 

Contact your Incenta branch or any of the listed dealerships for more information on this service!

Don't Let School Start Without The Funds You Need

Smart Option Student Loan® by Sallie Mae®

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

For more information or to apply, contact your local branch or click here to apply online.


  Englewood (Main Office)

175 West Wenger Road
Englewood, Ohio 45322
(800) 678-4943
(937) 223-4943
Dayton Branch

3000 Elbee Road
Dayton, OH 45439
(800) 861-9767
(937) 223-9445
Aberdeen Branch

1100 US. Route 52
Aberdeen, OH 45101
(800) 678-2640
(937) 795-2640
Olympic Office

2231 Olympic Drive
Springfield, OH 45503
(800) 678-1396
(937) 390-1396
Lagonda Branch
1345 Lagonda Avenue
Springfield, OH 45503
(800) 678-1396
(937) 521-1164
Beavercreek Branch
3562 Dayton Xenia Road
Beavercreek, OH 45432
(937) 429-0604
*APR=Annual Percentage Rate. Actual Rate dependent on applicant credit, age of auto, loan amount and/or loan term. Rates subject to change.
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Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration,
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