Why Bank When You Can Belong?

There are an abundance of reasons why you are better off belonging to Incenta FCU than banking anywhere else. We know you will be extremely happy with the products we offer, services we provide, and the fact that you will be treated as family, not just another customer. For more reasons why you should BELONG to Incenta FCU, stop in or contact us at any of our locations today!

Picture This! Vacation Loan

Take advantage of our affordable, unsecured Vacation loan options to help you get that much-needed summer vacation. Simply apply at your local branch today and be on your way to rest and relaxation or adventure and exploration in no time! Wherever you picture yourself this summer, let Incenta make it happen!

Now through June 30th, take advantage of a .25% APR* discount when you open a new Incenta Vacation Loan!

*APR = Annual Percentage Rate. Rate and terms based on creditworthiness.

Smart Option Student Loan^® Offers New Rates

The Smart Option Student Loan® by Sallie Mae® is now providing even more choice and flexibility to students and families with new fixed interest rate options! Beginning this month, students attending degree-granting institutions will have the choice between our existing low variable interest rates and our new competitive fixed interest rates.¹

For more information or to apply, contact your local branch or click here to apply online.

¹ Rates and fees shown are available for the Smart Option Student Loan and are available for borrowers attending degree-granting institutions only. Interest rates on loans with the Fixed and Deferred Repayment Options are higher than rates on loans with the Interest Repayment Option. Origination fees mean application or disbursement fees. Variable rates may increase after consummation.

Looking Out for You Loan

“I love Incenta because their $499 closing cost special allowed me to refinance my home.”
– Happy Incenta FCU Member

We understand how important affordably financing your biggest asset is so we’ve created our Looking Out for You Loan. With our incredible rates and terms, now is the perfect time to refinance your home for a lower rate or payment!

Loan Details

• In-House, 15-year Mortgage
• Closing Costs only $499
• Rates as low as 3.875%

Apply online or call your local branch to speak with a Loan Officer today!

APR means Annual Percentage Rate and is subject to change based on credit worthiness.

Save with Incenta!

Incenta FCU is proud to offer you discounted ticket prices on local attractions. Stop by any of our locations to pick up your tickets today!

To view ticket prices, please click here!