Loans For All Lifestyles

Drive Away with a No Fee Loan.

No Application Fees or Title Fees!

Love My Car. Love Incenta.

Loans subject to approval. Federally Insured by the NCUA. Equal Opportunity Lender.

Call, stop in your local branch or apply online today!

(937) 223-4943 | (800) 678-4943

Loans for All Lifestyles.

It's Spring Fever at Incenta FCU and our BIG TOY SALE is BACK!

With rates as low as 3.99% APR* on Motorcycles, RVs & Boats, you can purchase or refinance the BIG TOY you've always wanted!

Ask to speak to a loan officer or apply online today!

Rates subject to change. Loans subject to credit approval. Federally Insured by the NCUA. Equal Opportunity Lender.

*Loan amount of $15,000 financed at 3.99% APR, for a total of 63 months would result in a monthly payment of $264.30. No additional rate discounts permitted. New Money Only. Limited time offer!

Loans For All Lifestyles.

Your lending needs are as unique as you are.

At Incenta Federal Credit Union, we get that!

We're here to help you secure the right loan... for whatever comes your way.

Ask to speak to a loan officer or apply online today!

Loans subject to approval. Federally Insured by the NCUA. Equal Opportunity Lender.

Ask about our Incenta FCU VISA® Platinum with Rewards.

Our low rate card provides convenience and great benefits! Plus, with our Incenta VISA® Platinum with Rewards you will earn points for every dollar you spend to use on items that matter to you... merchandise, travel, car rentals and more!

Call or stop in your local branch to apply today!

Incenta Offers Auto Indirect Lending!

Shop any of the following dealerships and simply ask to finance through us. All paperwork will be handled at the dealership so you can drive off in your new or used vehicle even faster!

For your convenience, we are proud to partner with the following dealerships:

Barry's Chevrolet Buick - West Union
Beau Townsend Lincoln Ford - Vandalia
Beau Townsend Nissan - Vandalia
Bill Marine Honda - Springfield
Dave Dennis Chrysler, Jeep, Dodge - Dayton
Express Motors - Dayton
Hittle Buick, GMC Truck - Greenville
Jeff Schmitt Chevrolet - Fairborn/Miamisburg
Jeff Schmitt Mazda - Beavercreek
Jeff Schmitt Mitsubishi - Fairborn
Jeff Schmitt Nissan - Beavercreek
Joseph Airport Hyundai - Vandalia
Joseph Airport Toyota - Vandalia
Ken's Kars - Dayton
Kia of Dayton - Dayton
Subaru of Dayton - Dayton
Wagner Subaru - Fairborn
White Allen Chevrolet - Dayton
White Allen Honda - Dayton
Wyler Chevrolet, Toyota, Kia, Hyundai - Springfield 

Contact your Incenta branch or any of the listed dealerships for more information on this service!

Smart Option Student Loan® by Sallie Mae®

Now you can pay for college the smart way with three great repayment options and competitive interest rates!

The loan is an ideal solution to help you pay for college expenses not covered by scholarships and federal loans.

For more information or to apply, contact your local branch or click here to apply online.