What's New

We Have Money to Lend!

If you need it, we have it. Unlike many of the lending institutions affected by the current economic crisis, Incenta FCU has money to lend. Auto loans, mortgages, home equity, or Incenta Cash. We have it with great rates and terms. Apply online or call your local branch today for additional information.

Incenta FCU offers great auto loan rates and GM discounts through the
Invest in America Program! Find out more about Invest in America and
sign up for your authorization number. It's another way Incenta FCU is
looking out for you!

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Online Banking Now Available!

To sign up, please stop in or ask us to mail you an application.

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Make your life easier...

Sign up for Direct Deposit!

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OPEN AN INCENTA FCU CHECKING ACCOUNT!

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DON'T GET CAUGHT IN THE TRAP

of Visiting Payday Lenders...

Ask about our Expanded

Stretch Pay Loan Program!

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MEMBER FRAUD ALERT … ALERT …. ALERT!

FRAUDULENT MEMBER PHONE CALLS:

PLEASE be aware that someone is calling Incenta FCU members imitating themselves as credit union staff or security saying the member account has been breached or some error has taken place that needs to be corrected. The person then tries to get the member to confirm their account number to be sure they are depositing money into the right account. THIS IS FRAUDULENT ACTIVITY!!!

NEVER GIVE ANYONE YOUR ACCOUNT NUMBER, PIN NUMBER or PERSONAL INFORMATION. Also, please beware of providing debit and credit card numbers when performing transactions on the internet. If you are suspicious of fradulent activity, please contact the credit union immediately.

Click here to learn how to protect yourself from becoming a victim of Identity Theft.

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NEED HELP UNTIL YOUR NEXT PAYDAY...APPLY FOR A STRETCH PAY LOAN!

Don’t get caught in the trap of using a payday lender for immediate cash… Ask about our new Stretch Pay loan! We’ve expanded our Stretch Pay loan options. You can borrow $250 for a $35.00 annual fee at a rate of 18% APR and 30 days to repay. Or, you can borrow $500 for a $70 annual fee at 18% APR and 30 days to repay. Loans must be taken in minimum $250 increments.

APR = Annual Percentage Rate

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Who Can Join the Credit Union?

As a community credit union, Incenta Federal Credit Union is able to offer services to all persons who live, work, worship, volunteer, attend school, businesses and other legal entities in Montgomery, Greene, Clark, Miami, Adams, and Brown counties in Ohio, and the City of Maysville, Kentucky. Tell your neighbors and friends they can join your credit union and get the same great rates and services that you enjoy.