Give Yourself Credit...

for working hard and striving for a better financial future.                                                              

Car or Truck Shopping?

We have LOW RATES for your BIG IDEAS! Finance any New or Used Vehicle today!                                                              

Ask About Our Incenta FCU VISA® Platinum with Rewards

Our low rate card provides convenience and great benefits!                                              

Incenta’s Home Equity Line of Credit

Low rates and no closing costs allows you to finance any large purchase with our Incenta Home Equity Loan.

Incenta Offers Auto Indirect Lending!

It is now even easier to finance your auto loan through Incenta FCU!                                              

The Smart Option Student Loan® by Sallie Mae®

For borrowers attending degree-granting institutions.                                                              

Current Auto Loan Rates:

As low as
2.39%APR*

Current Mortgage Rates:

As low as
3.375%APR*

Quick Links:








Welcome!

We at Incenta FCU want to welcome you to our site and thank you for your interest in our credit union. As a member of Incenta, you can feel confident knowing that your financial institution is always looking out for your best interests. We hope that if you have not already, that you will join our Incenta FCU family soon!

Incenta Nashville Vacation Giveaway!

 

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government National Credit Union Administration, a U.S. Government Agency.

Incenta FCU is an Equal Housing and Equal Opportunity Lender.

Join Incenta 

Incenta FCU is a community credit union serving anyone who lives, works, worships, attends school and businesses in Montgomery, Miami, Clark, Greene, Adams and Brown counties in Ohio and the city of Maysville, KY.

  Englewood (Main Office)

175 West Wenger Road
Englewood, Ohio 45322
(800) 678-4943
(937) 223-4943
Dayton Branch

3000 Elbee Road
Dayton, OH 45439
(800) 861-9767
(937) 223-9445
Aberdeen Branch

1100 US. Route 52
Aberdeen, OH 45101
(800) 678-2640
(937) 795-2640
Olympic Office

2231 Olympic Drive
Springfield, OH 45503
(800) 678-1396
(937) 390-1396
Lagonda Branch
 
1345 Lagonda Avenue
Springfield, OH 45503
(800) 678-1396
(937) 521-1164
Beavercreek Branch
 
3562 Dayton Xenia Road
Beavercreek, OH 45432
(937) 429-0604
 
*APR=Annual Percentage Rate. Actual Rate dependent on applicant credit, age of auto, loan amount and/or loan term. Rates subject to change.
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